Temporary Car & Van Insurance Compared

  • Quick Quote & Instant Cover
  • 1 Day - 84 Days Cover
  • Drivers Aged 18+ / Learners 17+
Compare temporary car insurance options

Instant online cover from 1 to 84 days

Whatever the situation, if you need to arrange temporary cover, InsureDaily can get you on the road in minutes. Confident in the knowledge that you have the level of cover you need, exactly when you need it.

  • 1 to 84 Days – You select your preferred cover period
  • Comprehensive Cover – Cover for your vehicle in the event of a claim
  • Drivers Aged 18-75 Insured – Wide scope of ages covered
  • Learner Drivers Aged 17-30 – Cover to practise in your own or someone else's car from 1-140 days
  • Flexible Excess – Adjust your excess to a level that you are comfortable with
  • Impound Insurance – Release vehicle from an impound (legal minimum 30 days cover & Third Party Only)

Learner Driver Cover

We have included insurers on our panel that offer cover to learner drivers, both for those wanting to practise in a borrowed car, or in their own vehicle

Our insurers can offer cover to learners aged 17 to 25 if they are looking to learn in their own vehicle. This cover is available from 1 to 5 months, or, as an annual policy.

For those learners that don't yet own their own vehicle our insurers can offer cover for 1 to 140 days, this cover is available to learners aged 17 to 30.

Impound Cover

Impounded car insurance can assist you in the release of an impounded car. When you produce your car documentation at the impound, you will be required to produce insurance documentation valid for a minimum of 30 days. Not all policies are acceptable, as some standard insurance policies specifically exclude use for releasing cars from impounds.

Our impound policy meets the minimum legal requirement to release your vehicle from an impound.

Comprehensive Cover

All our temporary car insurance and short term van policies offer Comprehensive cover only - except for Impound Insurance cover (which is Third Party Only). Comprehensive cover insures you for accidental damage for the vehicle you are insuring, in addition to covering claims for Third Party damage and Fire & Theft. So, with all our policies, you can relax in the knowledge that you are in a vehicle that is genuinely Safely Insured.

Comprehensive means the following are covered:

  • Damage to the insured vehicle following an accident
  • Fire, theft, vandalism and malicious damage – if not already covered under another policy
  • £20 million of property damage to others
  • Third Party claims for damage or injury
  • Please note – there is no windscreen cover with these policies

Instant Insurance Documentation

Long gone are the days of waiting a few weeks for your certificate of insurance to arrive. Instead, we will email your documentation to you immediately. You can print, save or store them as you wish for your records.

What you will receive:

  • Certificate of Motor Insurance*
  • Your Insurance Policy Schedule*
  • Welcome email - with all our contact details, should you need assistance
  • Claims instruction – what to do and who to contact in the unfortunate event of a claim
  • Any Add-On Policy Documentation
  • Insurance Product Information Document & Policy Wording

*please read through this document on receipt to check all is in order

Licence Types

Our Insurers can cover a range of licence types, both UK and Non-UK. This means you will be able to arrange cover for friends or relatives visiting from abroad, providing they have an acceptable licence.

Licence types we can cover:

  • Full UK
  • Full EU
  • Full EEA
  • Commonwealth Countries
  • UK Provisional

Instant Online Temporary Car Insurance – Be On Cover In Minutes

Buying temporary car insurance online is a very handy short-term alternative than having to arrange an annual policy, which usually takes a fair bit of researching.

If you are about to buy a new car or van, you may simply want to arrange cover to drive the vehicle home. Sometimes you may need cover for a day to allow someone else to drive your car or you to be insured to drive their car for a few days.

These temporary insurance situations can be resolved online fairly quickly – with InsureDaily you can get a temporary car insurance quote in under a minute and complete the full purchase within five minutes. The short-term policy documents are instantly emailed to you for you to download and your insured to drive within minutes – perfect for those insurance emergencies.

Cheapest Temporary Car Insurance Compared

We Search – You Save! We know you are often looking for a quick solution for arranging cover, so we offer a quick quote (only requiring minimal information) and we then gather quotes from some of the UK top temporary car insurance suppliers and compare these for you. It’s your decision from there which product you wish to buy cover from.

You can go for the cheapest temporary insurance option available or you many prefer to select by the cover levels of the policy or the policy excess amount.

Instant Short-Term Insurance Cover

Our short-term car and van insurance service is based online and your insurance cover can start within minutes. Once your policy has been paid for online, you will receive an email that allows you to download your Certificate of Insurance and your policy documents. You can be insured and on the road driving within 15 minutes of landing on this website.

A few simple questions is all you need to answer to get a quote on temporary car insurance

Temporary Van Insurance

We offer cover for both temporary van insurance and short-term car insurance. Just enter the vehicle registration and our quote system will identify the vehicle and know if it is a van or car. If you do not know the vehicle registration yet, you can get a quote based on the vehicle Make and Model, but we will require the vehicle registration in order to purchase cover.

Need Some Assistance?

Although our Temporary Car Insurance service is mainly based online and is fairly self-explanatory, if you do need some assistance, we have a ‘Frequently Asked Questions’ section and we offer a ‘LiveChat’ service during office hours on the website, where you can ask any questions you have. We have a Customer Service Team who will do their best to help.

Authorised Insurance Brokers

InsureDaily is a brand name of Ramasis Limited, who are authorised and regulated by the Financial Conduit Authority (FCA) – you can find Ramasis Ltd on the FCA Register here. All the insurance companies we use are also authorised and regulated by the FCA.

We are also members of BIBA – British Insurance Brokers Association.

Why Would I Need Temporary Car Insurance?

As more and more people become aware that the option of a temporary policy is available, you can start to see the main reasons people chose this option and the advantages it offers.

Temporary Insurance cover for you to borrow someone else’s car

  1. If you do not have your own car or you may prefer to use a friend or relative’s larger or better car for a journey, or a week away, this is the perfect solution.
  2. Advantage: this policy is a separate, independent policy, so this takes away the risk of effecting the owner’s own insurance policy.

Buying A Car or Van

  1. Sometimes you may not be certain that you are going to buy a vehicle before viewing it – so buying temporary cover online might be the perfect solution. Our mobile version of our website allows you to purchase cover from your smart phone – it is recommended to run through a quote and ‘test’ purchase (enter all your details as if going through the purchase process up to payment) beforehand, just to make sure we have an insurer who can cover the vehicle and the risk
  2. Advantage: if you like the vehicle, you can buy it and drive it home (provided all the other legal requirements like MOT, Tax, are in order) – buying temporary cover for a couple of days allows you the time to do your research on finding an annual policy – or perhaps you need extra cover whilst selling your previous vehicle.

Share the Driving on holiday or a long journey – cover a temporary driver

Many annual policy have cover for the ‘Insured Only’, so that person ends up doing all the driving all year round. If you have a long journey or a driving holiday, you may want a break from being the only driver. Simply cover an extra driver for a week.

Advantage: it is safer to share the driving, to avoid the main driver becoming tired – and after all, they need a holiday too.

'Driving Other Cars' on an annual policy only offers Third Party Only cover

When driving someone else’s car, some people really on the 'Driving Other Cars' extension from their own insurance policy as a form of cover. Not everyone is fully aware of the limits to the ‘Driving Other Cars’ extension. It purely covers the ‘Third Party Only’ – so, there is no cover for the vehicle being driven, just cover for the damage done to any that party that the driver has an accident with. Also, to clarify, the ‘Driving Other Cars’ extension only offers cover to the policyholder of the annual policy, not any named drivers covered under that policy.

Advantage: When you consider the limitations of that cover, you can see why taking out a short-term car insurance policy that offers Comprehensive cover on the vehicle being driven is well worthwhile. You potentially could end up with a large expense for the damage done to the borrowed vehicle.

Insure Daily Offer

Excess Protect

Cover for the reimbursement of the policy excess you have paid when you have made a claim on your motor insurance policy and whilst driving in the UK only.

This is an optional Add-on product for both cars and vans and can only be purchased at the same time as the actual motor insurance policy.

Full details of the specific terms and conditions for Excess Protect insurance are detailed on each individual Website where cover is available.

Motor Uninsured Loss Recovery Service

Expert advice & help will be available in the event of a non-fault accident and you have an uninsured loss to claim back from the third party. See the individual Website of the selected product for further details. Below are some of the items that would be covered under this;

  • Loss of Use
  • Replacement Vehicle Costs
  • Out of Pocket Expenses
  • Personal Injury Compensation
  • Loss of Earnings
  • Damage to Personal Effects
  • Vehicle Repair Costs

Remember, the success of any claim is dependent on proving the third party was at fault.

Motor Breakdown Cover

Your vehicle will be covered for call-out charges and up to 1 hour's labour at the scene of your breakdown where your vehicle is rendered immobilised due to electrical or mechanical faults within the United Kingdom including Northern Ireland, the Isle of Man and the Channel Islands and Scottish Islands.

One Day to One Month Car Insurance

We aim to take the hassle out of searching and can help you arrange a policy whether you’re looking for one day car insurance, or a longer period, with cover available for up to 28 days. Temporary cover can help with the following:

  • Temporary Additional Driver to allow friends or family to drive your car or van
  • Short Term Insurance for an additional car or van
  • Courtesy Car Cover for when your car is in for a service or repair
  • Test Drive Cover - for a car or van you are looking to buy
  • Drive Away Cover - for a newly purchased vehicle

The selection of policies available in our comparison site will give you an excellent overview – you can then select your choice and proceed from there.

Short Term Van Insurance

There are a number of reasons why you might need to insure a van for a single day or a week. Our comparison site has a selection of insurers offering temporary van insurance cover from 1-28 days.

This can be very helpful for when you are moving home or need to borrow a larger vehicle for a short period.

Additional Driver Cover

Sometimes, you may need to insure more than one temporary additional driver for the period of cover. Our comparison site has options available for this situation.

Temporary Insurance for Learner or Provisional Drivers

Learner Drivers often like to gain some extra practice in a parent’s or friend’s car in addition to taking driving lessons with an DVSA approved instructor – or sometimes have all their lessons with a parent.

With the average learning period of several months, it works out more efficient to purchase short term learner drivers insurance as a separate policy.

Not only is it cost efficient – it also prevents any accidents affecting the bonus of the main policy held by the car owner. With this type of cover, it is imperative that the car is already insured by the owner and that policy is running for the full period of the temporary learner cover; as this is purely ‘top-up’ cover.

Impounded Car & Van Insurance

We are now able to offer you a solution in retrieving a seized car or van under S165A of the Road Traffic Act from a police pound providing immediate 30 day third party insurance. Instant cover is available for the legal owner of the vehicle ONLY holding a full UK, EU, EEA or Swiss driving licence for 12 months or more.

Test Driving A Car?

If you are buying a car, you may wish to Test Drive this first. We realise that most people would like test drive insurance at short notice that can be arranged quickly – without the need for complicated forms – but still providing Comprehensive cover.

Short Term Car insurance is the answer and can be purchased in minutes.

Drive Away Cover

Sometimes, when purchasing a new vehicle, you may need to arrange instant temporary insurance in order to drive home – this Drive Away cover can be purchased online using a PC, Tablet or Smartphone.

This short term cover can be helpful to cover the gap between buying the vehicle and getting insurance arranged on a more permanent basis.

Courtesy Car Cover

If a garage supplies you with a courtesy vehicle, but without providing the insurance cover, some of our products will be able to cover this for you. See individual product websites for confirmation.

European Cover

If you are looking to extend your temporary comprehensive insurance cover whilst driving within the European Union, our comparison site has insurance policies that can provide you with this extra cover.

The vehicle must normally be based in the UK and have valid Road Tax throughout the journey. Your trip must be of a 'temporary' nature and it has to start and end in the UK. The European Cover extension involves an additional premium payable from the standard basic cover.

Full details of the specific terms for European Cover offered are detailed on each individual Website if the option is available.

UK/ EU/ EEA/ Commonwealth Licences

We have policies that can offer cover for drivers with a full UK, EU, EEA or certain Commonwealth licences - held for the past 12 months. Check with each individual insurer's Website for further details.

More Useful links

Please read through the documents below before confirming that you wish to take out our insurance cover:

  1. Terms of business
  2. Acceptance Criteria
  3. Privacy Policy
  4. Exchange Information
  5. Policy wording
  6. Insurance product information document

Insurance Companies & Brands associated with Insure Daily

  • MoneySuperMarket One Day Insurance
  • Markerstudy Temp Insurance Online
  • Money Compare Short Term Insurance
  • KGM Daily Insurance